A dataset containing the characteristics of 30,000 policyholders in a Dutch Motor Third Party Liability (MTPL) insurance portfolio. Includes information on policyholder characteristics, vehicle attributes, and claims.
Format
A data frame containing 30,000 rows and 7 variables:
- age_policyholder
Age of the policyholder (in years).
- nclaims
Number of claims.
- exposure
Exposure, expressed in years. For example, if a vehicle is insured from July 1, the exposure equals 0.5 for that year.
- amount
Claim severity (in euros).
- power
Engine power of the vehicle (in kilowatts).
- bm
Bonus-malus level (0–22). Higher levels indicate worse claim history.
- zip
Region indicator (0–3).