Characteristics of 30,000 policyholders in a Motor Third Party Liability (MTPL) portfolio.
Source:R/data_MTPL.R
MTPL.RdA dataset containing the age, number of claims, exposure, claim amount, power, bm, and region of 30,000 policyholders.
Format
A data frame with 30,000 rows and 7 variables:
- age_policyholder
age of policyholder, in years.
- nclaims
number of claims.
- exposure
exposure, for example, if a vehicle is insured as of July 1 for a certain year, then during that year, this would represent an exposure of 0.5 to the insurance company.
- amount
claim amount in Euros.
- power
engine power of vehicle (in kilowatts).
- bm
level occupied in the 23-level (0-22) bonus-malus scale (the higher the level occupied, the worse the claim history).
- zip
region indicator (0-3).